If you have visited a U.S.-based Starbucks recently, you may have noticed how the ubiquitous coffee retailer is offering a Mobile Order & Pay program to enable customers to preorder and avoid long queues and wait times.
And if you have an iPhone 6, you may have quickly paid for your daily cup of Joe at Starbucks by using Apple Pay, which allows you to pay for items by holding the iPhone in front of a reader at the checkout desk.
Or, if you live in Seattle, you may have avoided the checkout line altogether by visiting the prototype Amazon Go grocery store, where you can scan your phone on the way in, grab whatever you need and walk out without a checkout line in sight.
These are just a few examples of how payment technologies are changing the way we purchase food. The fact is, payment technologies are disrupting the entire food value chain.