The Enterprise Guide to Finance and Accounting (F&A) Agents

Over the past decade, finance has streamlined routine work through Enterprise Resource Planning (ERP) standardization, shared services, and robotic process automation, but the most effort-intensive parts of Finance and Accounting (F&A) still revolve around exceptions, context, and judgment. Generative AI has since accelerated search, drafting, and insight generation, yet it typically stops short of taking action. In finance, execution must remain tightly governed by controls, segregation of duties, and auditability.

This gap is accelerating interest in F&A agents that can move beyond assistance to governed action. With a fragmented provider landscape providing competing agent offerings, leaders are now focused on where to begin, which providers to evaluate, and how to deploy safely within an ERP-centric stack.

To address these questions, this report examines the types of agents in F&A and the potential use cases to deploy them across F&A processes. It introduces a use-case prioritization framework and outlines enterprise approach to operationalizing F&A agents within the technology ecosystem.​ In addition, this report maps F&A agent provider landscape and includes detailed profiles of provider segments, highlighting their agent capabilities, additional services offered, and Everest Group’s perspective to support informed evaluation and adoption decisions.