Payments – Review of Mambu’s Product Announcements at Money 20/20 Europe 2025

Financial institutions are increasingly seeking modern, scalable, and interoperable payment infrastructure to support embedded finance, open banking, and real-time transaction demands. In this context, Mambu has positioned itself as a cloud-native, API-first platform with composable payment offerings that align with enterprise goals for operational efficiency, regulatory readiness, and speed-to-market.

This report reviews Mambu’s payments announcements at Money 20/20 Europe 2025, including enhancements to its Payments Hub, Universal Gateway, and Verification of Payee solutions. It evaluates Mambu’s strengths in automation, real-time processing, and architecture flexibility, as well as challenges such as limited brand recognition and integration hurdles for legacy-heavy banks. Everest Group provides a forward-looking assessment of Mambu’s potential to meet the evolving needs of banks and FinTechs.